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Showing posts from February, 2016

Adopting from Nigeria

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I have been assisting several families adopting from Nigeria over the years. ows the process to adopt from this country.  Here is a brief overview of the process. There is always the question of who can adopt? You not only have to meet the requirements of the U.S. Immigration but you also have to meet the requirements of Nigeria.The Nigerian process varies by the Nigerian state in question.  Most states require that the adoptive parents be Nigerian citizens or of Nigerian descent. In certain states you have to at least be 25 years old and 21 years older than the child.  There is a mandatory foster care period where the adoptive parents care for the child prior to the adoption being finalized in Nigeria. The entire process is handled through the state Ministry of Women's Affairs. The Ministry of Women's Affairs is essential to the adoption.  They make the determination that adoption is in the child's best interests, match the child with the adoptive parents, and visit...

Adoption Loans and Grants/2016 Adoption Tax Credit

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Want to adopt but finances are low? There are loans and grants that you can apply for in order to help with the costs.  It's not going to be easy and the money won't all come from one place.  Also, you need to realize that all of your costs will not be fully covered, but it will help.  Don't get discouraged if one option does not work for you; keep trying until you find one that does.  Some things to look into: Your home bank : Consider starting here, they will have a better chance at refinancing your current mortgage or helping you take out a home equity loan.  Research outside lenders : America's Christian Credit Union is one of the best. Zero-interest lenders : It might be hard to believe but there are a few lenders out there that provide loans with no interests.  One of the most popular is Pathways for Little Feet .   Consider a combination of a grant and loan:  An example would be A Child Waits ; they can provide grants as well as low to no...